Corporate Healthcare Trust Benefits by Revelation Healthcare

Corporate Healthcare Trust by Revelation Healthcare


Benefits to your organisation
Private medical cover is a benefit employees really value: it will help you attract and retain staff. It will also give you a healthier workforce who won’t have to wait months for NHS treatment. In addition, you can cut the costs of PMI and save up to 30% with Revelation Healthcare’s corporate medical cover. Experience shows that further savings of up to 20% can be achieved depending on your industrial sector. Low risk sectors include IT, telecoms, pharmaceuticals and sports associations. You will have complete control over the way the money in your healthcare trust fund is invested – and how the money is spent. You will have total flexibility over the scope of cover that’s provided and the level of contributions you make to the fund. The contributions we advise you to make will reflect the scope of the cover that you require and the claims experience of your industry. Employees generally claim less often from their own company-branded scheme than from an anonymous insurer.
Benefits to your employees
Peace of mind that they have speedy access to in-patient, day patient and out-patient treatment. No more NHS waiting lists. If you choose minimal exclusions, any employee member can receive private treatment, regardless of their medical history or their particular condition. They will get medical treatment on their own terms at a hospital of their choosing* - and at a time that suits them.	As fund contributions are on average 30% lower than PMI premiums, your employees will pay 30% less in taxable benefit. Your employees can make an additional saving up to 20% if your company operates in a low risk sector. Our team of friendly, experienced advisers is on hand to answer their questions and put their minds at rest. * There is an option to exclude certain London hospitals in order to contain costs.

10 Reasons to choose Revelation Healthcare

	Revelation Healthcare
	You set the level of contribution you make per employee resulting in a cost saving up to 30% against comparable schemes.
	You only pay for your particular level of risk and if you are in a low risk sector, you could save a further 20%.
	If you don’t make a claim, your contributions are still in your trust fund, gaining interest.
	You can tailor your healthcare plan to your exact requirements – and to your financial resources. Plus, there is no requirement to fall into a particular benefit band.
	Contributions don't increase as your employees get older
	As you control the terms of the plan, you can set as many - or as few - claimants’ rules as you wish.
	Contributions remain fixed and are not subject to external premiums.
	There is no premium on contributions.
	There is no intermediary commission to pay, as you deal directly with us.
	We do all the administration for you and pay hospital bills directly.

	Standard Private Medical Insurance
	Up to 30% more expensive than Revelation Healthcare. Plus, on average, premiums rise 10% above inflation rate, each year.
	You have to subsidise the claims of other high-risk industries.
	If you don’t make a claim, you don’t get your premiums back.
	You have to subsidise the claims of other high-risk industries.
	Premiums rise with age.
	Contract terms are set by the insurance company and are outside your control.
	Premiums rise according to claims' record and globalinsurance factors outside your control.
	Insurance tax of, currently, 5% to pay.
	Intermediaries' fees payable.
	Administrative burden falls on your company with some hospital/specialist bills having to be paid directly by you or your employees and then reclaimed on the production of receipts.